The smart way
to mortgage.

$5,000 saved on average in lender fees compared to the top 5 lenders*

Great rates and fast closings

Trusted by 50,000+ homeowners

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REVIEWS

Musings from our geniuses.

4.9 Average

675 Reviews

Armando Sanchez-Avila

United States

Service, good communication, always respond my calls and explain every detail of the process

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Adam M

United States

I had a great experience working with Dylan on my home loan. He was approachable, knowledgeable, and collaborative throughout the process. He explained things clearly and patiently, offered competitive terms, worked closely with his internal team, and helped close the loan on a very tight timeline. I also appreciated how he balanced both customer needs and lender requirements professionally.

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Joe Graves

United States

I was nervous about using an online mortgage broker, but I wouldn’t hesitate to use Real Genius again. The entire process was as seamless as it could be. The team was responsive, efficient, and extremely organized. The title company said they had never heard of Real Genius but went out of their way to share how fast and thorough the information flow was. I just can’t say enough about how easy they made the process and, most importantly, every number at closing was almost exactly what they said it would be in the initial quote.

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Kirk Hinze

United States

Had a great experience. Better than any bank I’ve worked with thus far. I worked with Dylan Arnold and he was very helpful and always kept me in the loop.

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Gaith Moqpil

United States

Dean was outstanding to work with throughout the entire lending process. He was professional, knowledgeable, and always quick to respond whenever I had questions. He made everything simple and easy to understand, and his communication was excellent from start to finish. I truly appreciate his hard work and dedication.

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Billy Mullenaux

United States

Great rate and fantastic company to work with.

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Jay Olt

United States

Matt was fantastic and helped me throughout the whole process.

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Tatiana

United States

Worked with Dylan Arnold, great experience. Dylan was very helpful, always immediate response, very professional, happy with the transaction. Thank you, Dylan.

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J&T

United States

Eddie was great. He was proactive and attentive to our needs. He was able to quickly answer questions and worked hard to get us the best loan he could for us. I highly recommend him and his team! (and yes this is a real review)

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JT

United States

Excellent team work completing the mortgage process.

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OUR PROCESS

The easy way to mortgage.

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WHAT MAKES US DIFFERENT

Why Geniuses choose us

It's not just our low rates and charming personalities.

115 years  and still growing strong

Low Rates

115 years  and still growing strong

How? We invest in technology that helps us fund loans fast and keep our expenses low which allows us to pass the savings on to you.

Because Saving Money Matters

115 years  and still growing strong

We can potentially save you up to $5,000 in lender fees compared to the top 5 lenders in the nation. We accomplished this by having an incredible loan team and efficient technology. What could you do with $5,000?

115 years  and still growing strong
115 years  and still growing strong

Smart Options

115 years  and still growing strong

Most people focus just on the payment and the rate. Smart money looks at the entire financial picture and figures out how to best leverage the cash, including the total cost of the loan.

LOAN OPTIONS

How can we help ?

No matter what we've got you covered.

Take Cash Out

Renovate your home

Pay down high interest debt

Lower My Rate

Save for retirement planning

Increase monthly cash flow

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KNOWLEDGE BOMB

Save thousands: Spot the
Hidden costs of your mortgage

A lower rate doesn’t always mean a lower cost.

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